When it comes to the US healthcare evaluation compared to healthcare systems in other countries, there are many controversial issues related to the American system. It stands to reason that the US healthcare system is under the siege of critiques and arguments. This medical institute can not cater to all Americans’ needs as this country does not provide its residents with affordable access to the system. In comparison with most countries, American healthcare is a limited resource of facilities meant for a privileged group of people who have registered and legal job occupations. Most European countries, as well as Canada, China, and others, have a universal rollout healthcare program with basic access to coverage for all citizens, no matter what bank account savings, job occupations, or privileges they have. The American system has a particular combination of a privatized and public system, where only disabled and senior people have exemptions from having subsidized insurance. Other segments of people must pay a handsome sum of money to be served medically. Nowadays, the US healthcare system is a complicated issue with its particular downsides and upsides that need highlighting.
In America, disabled and senior people and low-income segments are covered by fringe benefits provided by governmental programs. As for other American residents, they can rely on their employers, who provide them with medical insurance. In case a person is unemployable, they might buy this insurance, but it costs a fortune, so not all people can afford it. The high cost of medical insurance is the in-question issue among Americans compared to other countries. To eradicate this escalating issue, President Barack Obama signed into law the Affordable Care Act in 2010 to expand health care program limits. Emanuel (2021) claims that “approximately 20 million individuals in the US have received insurance coverage because of the Affordable Care Act, yet an estimated 29 million remain uninsured” (p.1394). Obviously, 9% of the US population does not have medical insurance, and an unexpected accident can put an American resident into a devastating position of bankruptcy or financial straits. Other countries operate on the universal healthcare system, where all citizens have basic coverage rights even though they are homeless or in between jobs.
As it has previously been mentioned, the high cost of insurance is the major weakness in the US healthcare system, as not all-American residents can be insured. To eliminate this significant downside, the US government might reassess its priorities in terms of money distribution on facilities that need improvement. The marginal income tax rate, which has risen this year, is a positive prerequisite for allocating funds to this medical institute. On health care managers’ behalf, they must stimulate people’s thinking in terms of money savings as a preemptive measure in case of emergencies. No one can anticipate unexpected medical events entailing losses, and people must be ready for all possible outcomes without defaulting on debts.
Emanuel, E. J. (2021). The near-term future of health care reform. JAMA, 325(14), 1394-1397.